Redrock Brokers in New South Wales

New South Wales is Redrock's second-largest state by broker numbers — 56 of the 181 brokers in the network — and its largest by property market size.

It is also the state that tests whether a Melbourne-based aggregator can genuinely support brokers somewhere else. Fifty-six brokers is the answer to that question, and it is worth setting out how the support actually works rather than asserting that it does.

Where NSW brokers work

Redrock's NSW members work across metropolitan Sydney — the CBD and inner suburbs, the north shore, the western growth corridors and the south — and through regional New South Wales, including Newcastle, Wollongong and the Central Coast.

Those markets are not interchangeable. Sydney carries Australia's highest median prices, which pushes a larger share of work into investment lending, refinancing and complex serviceability. Newcastle and Wollongong have their own established owner-occupier and small-business markets. The Central Coast sits between the two, with a significant share of buyers commuting toward Sydney and financing accordingly.

What NSW brokers arrange

• Home loans — first home buyers, upgraders and construction finance
• Investment property lending
• Refinancing and debt consolidation
• Commercial property and business lending
• Asset and equipment finance
• Deposit bonds, personal loans and insurance referrals

Finding a NSW broker

Call Redrock on 1300 667 694 to be matched with a broker by location and by the kind of lending you need.

For brokers: how support works when head office is interstate

Redrock's office is in Melbourne. For a NSW broker, that is the honest starting point, so here is what the arrangement actually consists of.

The same panel and the same framework. All 60+ lenders, the same compliance framework and the same quarterly review per credit representative. Nothing about the offering is state-dependent.

The technology stack is the same, and it is not all in-house. Lodgement and CRM run on Salestrekker, a third-party platform used across the industry — not a Redrock-built system. Redrock provides its own broker portal and compliance platform on top of that. The distinction matters when you are assessing what you would actually be working in day to day.

No office requirement. Redrock brokers work from anywhere. A NSW broker is not expected to attend a Victorian office, and the model was built that way rather than adapted to it.

Direct access to the licence holder. Andrew Cowan, founder and managing director, is the named key person on both credit licences — ACL 405961 and ACL 384209. Escalation does not route through a state manager.

The same commercial terms. One member broker agreement across all five commission models, two-year minimum term: New Entrant 80/80, Specialist 80/80 as a franchise, Advantage 90/90, Prime 95/95, and Maximiser at 100% upfront / 95% trail with a $1,500 per annum fee excluding GST.

Brokers keep their brand, their business and their client relationships.

If you are starting out, switching aggregators or adding broking to an existing practice, the options are set out at Entry Pathways.

New South Wales at a glance

• NSW brokers: 56
• National network: 181 brokers, with brokers in Victoria, New South Wales, Queensland, South Australia, the ACT, Western Australia and Tasmania
• Largest state by broker numbers: Victoria, with 90
• NSW and Victoria combined: 146 of 181 brokers, just over 80% of the network
• Main NSW markets: metropolitan Sydney, Newcastle, Wollongong, the Central Coast
• Lender panel: 60+ lenders
• Lodgement and CRM: Salestrekker (third-party platform)
• Credit licences: ACL 405961 and ACL 384209
• Industry bodies: FBAA member, MFAA member; AFCA member for external dispute resolution
• Operating since: 2004
• Contact: 1300 667 694

Common questions

How many Redrock brokers are in New South Wales? 56, out of a national network of 181.

Which is Redrock's largest state? Victoria, with 90 brokers. New South Wales is second with 56. Together the two states account for just over 80% of the network.

Which NSW areas are covered? Metropolitan Sydney, plus Newcastle, Wollongong and the Central Coast.

Does Redrock build its own lodgement software? No. Lodgement and CRM run on Salestrekker, a third-party platform. Redrock provides its own broker portal and compliance platform alongside it.

Do NSW brokers need to work from an office? No. There is no office requirement anywhere in the network.

Are the commission models different in NSW? No. The same five models and the same member broker agreement apply in every state.