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title: Comparisons & Decisions
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# Comparisons & Decisions

# Comparisons & Decisions

Choosing between commission models, licensing paths and aggregators is rarely a matter of picking the biggest number. The pages here set the trade-offs side by side — franchise against independent, credit representative against holding your own licence, referring deals out against writing them yourself — so you can see which option matches the business you actually run rather than the one you might run one day. Each page is framed as a decision to work through, not a recommendation.

## In this section

- [Which Redrock Commission Model Should You Choose?](/comparisons-decisions/which-redrock-commission-model-should-you-choose/) — matching the five models to your volume and stage.
- [Franchise or Independent: Which Redrock Model Builds Your Business Faster](/comparisons-decisions/franchise-or-independent-which-redrock-model-builds-your-business-faster/) — brand and structure weighed against autonomy.
- [Credit Representative or Your Own ACL: Which Licensing Path Fits](/comparisons-decisions/credit-representative-or-your-own-acl-which-licensing-path-fits/) — the obligations that come with each authorisation.
- [Which Aggregator Fits Your Situation? Redrock Matched to Six Broker Profiles](/comparisons-decisions/which-aggregator-fits-your-situation-redrock-matched-to-six-broker-profiles/) — six profiles, and where Redrock does and doesn't fit.
- [Referring Loans Out vs Becoming a Broker Yourself](/comparisons-decisions/referring-loans-out-vs-becoming-a-broker-yourself/) — keeping the revenue you currently pass on to someone else.

If the decision hinges on your own book and numbers, a conversation will get you further than a page — call 1300 667 694.