Money Tools
Free templates, guides and calculators from MyBudget — no cost, no obligation.
Templates
Practical, downloadable templates including a personal budget template, a Christmas budget template, a goals template, a baby checklist, a tax return checklist, an electricity bill checklist and a get-a-better-deal checklist.
Guides and eBooks
Longer-form guides including 10 Steps to Get Out of Debt, 6 Steps to Eliminate Credit Card Debt, a home buyers guide and a healthy meal planning on a budget guide.
Calculators
- Savings calculator — how your savings grow with regular deposits and interest
- Personal loan calculator — repayments and total cost of a personal loan
- Home loan repayment calculator — mortgage repayments, and the effect of extra repayments
- Income tax calculator — estimated tax and take-home pay
Getting value from them
Templates work when they are filled in honestly and revisited. The common failure is building a budget from what you intend to spend rather than what your statements show you actually spend.
A calculator answers a single question well; it will not tell you whether the plan holds together once every bill, repayment and irregular expense sits in the same place.
Important information
These tools provide general information only. They do not take your personal circumstances into account and are not personal financial advice. MyBudget is not a licensed financial adviser.
Want it done with you?
Call 1300 300 922 for a free appointment and a personalised 12-month budget.
What is the Money Hub Resources page about?
The Money Hub Resources page, part of MyBudget's Money Hub, offers free money tools, calculators, and eBooks to help Australians budget better, save money, and achieve their financial goals.
What calculators are available in Money Hub's resources?
Money Hub provides several free online calculators: a Savings Calculator to estimate how quickly financial goals can be reached, a Home Loan Repayment Calculator for mortgage planning, a Personal Loan Calculator for understanding loan repayment terms, and an Income Tax Calculator for tax planning.
What templates and checklists does Money Hub offer?
Money Hub offers a Personal Budget Template (a free customizable spreadsheet for income, expenses, debts, and savings goals), a Goal Setting Template, a Tax Return Checklist, a Newborn & Baby Essentials Checklist, a Get a Better Deal Checklist, and a Christmas Budget Calculator.
What guides and eBooks are available through Money Hub?
Money Hub provides the '10 Steps to Get Out of Debt' eBook, the '6 Steps to Eliminate Credit Card Debt' eBook, a Healthy Meal Planning on a Budget Guide, an Electricity Bill Checklist, and a Home Buyers Guide.
How are Money Hub's resources organized?
Money Hub's resources are organized into three main categories: Calculators, Templates & Checklists, and Guides & eBooks.
Who is the target audience for Money Hub's free money tools?
The resources are designed to help Australians with budgeting, saving, managing debt, and planning their financial goals.
Is the Personal Budget Template customizable?
Yes, the Personal Budget Template is a free, customizable spreadsheet used to manage income, expenses, debts, and savings goals.
What eBook helps with credit card debt specifically?
The '6 Steps to Eliminate Credit Card Debt' eBook provides focused guidance on managing and eliminating credit card debt.
Images on This Page
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The MyBudget app demonstrating flexible budget planning and debt management features for Australians to reach financial goals.
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MyBudget clients Adam and Erin, a couple, featured in client stories celebrating achieved financial goals and budget planning success in Australia.
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Tammy Barton, Founder and Director of MyBudget, giving her financial tips.
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MyBudget clients Megan and Creagh featured in client stories celebrating achieved financial goals and successful debt solutions in Australia.
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Tammy Barton, Founder and Director of MyBudget, introducing a podcast on budgeting help and achieving financial goals for Australians.
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A happy couple, Michelle and Phil, clients of MyBudget Australia, are captured mid-high-five, celebrating their financial success and effective budgeting. The man looks surprised and excited, while the woman is smiling broadly, highlighting the positive results of using MyBudget services to achieve their financial goals in Australia. This image represents the satisfaction and relief of managing personal finances effectively.
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Tablet device showing the MyBudget Savings Calculator webpage, featuring input fields for savings goals and a projected savings growth graph.
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Tablet device showing the MyBudget Home Loan Repayment Calculator webpage, featuring repayment estimation tools and strategies to pay off your mortgage faster.
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Tablet device showing the MyBudget Personal Loan Calculator webpage, featuring loan type options like car loans and debt consolidation, along with a repayment projection graph.
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Tablet device displaying the MyBudget Income Tax Calculator webpage, featuring the tax estimation tool and a section on tailored debt plans.
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Tablet displaying MyBudget’s free ‘10 Steps to Get Out of Debt & Start Saving’ guide, designed to help Australians improve their financial wellbeing.
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Tablet displaying MyBudget’s Healthy Meals on a Budget Guide for Australian families, created with Accredited Practising Dietitian Samantha Stuk (APD), to help save time and money in the kitchen.
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Tablet showing MyBudget’s energy-saving guide for Australian families, helping reduce electricity bills and cut household energy use.
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MyBudget 6-step resource guiding Australians to get out of credit card debt with expert debt solutions.
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Tablet displaying MyBudgetLoans’ free Home Buyers Guide for Australian buyers, helping people budget, plan and get financially ready to buy a home.
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Tablet displaying MyBudget’s Personal Budget Template for Australian users, to help organise finances, get out of debt, start saving and reach financial goals.
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MyBudget Get a Better Deal Checklist shown on a tablet, helping Australians compare bills and find better deals to save money.
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Tablet showing MyBudget’s Newborn & Baby Essentials Checklist for Australian parents, with baby, mum, nursery items and hospital bag essentials.
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Tablet displaying MyBudget’s Financial Goals Template for Australian users, showing goal setting, motivations and action steps.
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MyBudget’s free Tax Return Checklist displayed on a tablet, helping Australian self-lodgers organise income and deductions.
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Christmas budget calculator on a tablet from MyBudget Australia to help plan gifts, expenses and track holiday spending.
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Call-to-action image encouraging Australians to seek MyBudget for expert debt solutions and financial coaching.
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