Client Stories

Real stories from MyBudget clients — what their money looked like before, and what changed.

Kim & Bob — $28,000 in debt paid off in 13 months

Kim and Bob cleared $28,000 of debt in 13 months. In their words: "It was a lifeline for us. It changed our lives."

They have remained MyBudget clients since, and also feature in the MyMoney MyStory podcast.

Erin & Adam — from budget spreadsheets to savings success

Erin and Adam had been managing with spreadsheets. What they gained was visibility: "It has given us a full picture of our money." Elsewhere they describe saving over $70,000 in under two years.

Michelle & Phil — $40,000 paid off, clients for over ten years

Michelle and Phil paid off $40,000 in debt and have stayed with MyBudget for more than a decade — a reminder that for some people budgeting support is not a short-term fix but an ongoing arrangement that keeps working.

What the wider client base reports

In MyBudget's 2026 client survey of 741 respondents, 9 in 10 clients reported less financial stress. Founder and Director Tammy Barton states that 97% of clients' bills are paid on time.

More than 130,000 Australians have used the service since 1999.

A note on results

These are individual client experiences, shared with permission. Results depend on your income, your debts and your circumstances, and are not a prediction of what any particular person will achieve. A budget cannot create money that is not there — what it does is put the money you have to work in the right order.

Hear more

Client stories also appear on MyBudget TV and the MyMoney MyStory podcast, hosted in the Money Hub.

To talk about your own situation, call 1300 300 922 for a free, confidential appointment.

What is the MyBudget Client Stories page about?

The MyBudget Client Stories page features real client reviews and inspiring success stories from Australians who have reduced debt, built savings, and transformed their financial future through MyBudget's budgeting support.

Are the client stories on MyBudget's website real?

Yes, every client story and review featured on MyBudget's website is based on real clients who have shared their experiences. Reviews come from independent platforms such as Trustpilot, ProductReview.com.au, and Google, as well as stories shared directly with MyBudget, and reflect genuine customer experiences and opinions.

Who are Kim and Bob and what did they achieve with MyBudget?

Kim and Bob are MyBudget clients who paid off $28,000 across 12 different debts in just 13 months, and have remained MyBudget clients for over 16 years while achieving major life goals.

What financial goal did Erin and Adam accomplish?

Erin and Adam saved over $70,000 in under two years toward their house deposit and started a family.

What debt did Megan and Creagh pay off, and how long did it take?

Megan and Creagh paid off five credit cards and $60,000 in debt within 10 months, and are now saving for a home.

What challenges did Kylie and Scott overcome?

Kylie and Scott overcame significant financial hardship following health crises and are now saving confidently for the future.

What did Dani achieve as a MyBudget client?

Dani achieved debt-free status after four years with MyBudget and is now saving for a house deposit.

What was Jo's financial journey with MyBudget?

Jo transitioned from near-bankruptcy to complete debt freedom with improved credit over approximately 6 years.

Does MyBudget guarantee the same results for every client?

No, MyBudget notes that every financial journey is different and individual results vary depending on each person's financial circumstances and goals.

When was the MyBudget Client Stories page last modified?

According to the page's metadata, the article was last modified on 2026-09-15.

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