Making a Difference Since 1999

MyBudget's purpose is to eliminate financial stress in the community and improve the financial health of the world. In practice that means helping Australians live a life free from money worries — working with clients in a confidential, respectful and caring way.

The business
Founded 1999
Founder and Director Tammy Barton
Staff employed around 250
Salaries managed $1 billion
Transactions processed 4 million a year
Australians helped more than 130,000

MyBudget Pty Ltd (ABN 82 093 118 597) is based at 122 Frome Street, Adelaide, South Australia.

How it started

Tammy Barton founded MyBudget in 1999, starting the business from her kitchen table and building it into one of Australia's most recognised money management services. She remains Founder and Director, and is a regular commentator on household finances in Australian media.

What MyBudget does

MyBudget is a personal budgeting company. It builds each client a personalised 12-month budget, manages bills and repayments on their behalf, and supports them with a dedicated Money Coach and a client app.

Alongside the core service, the group includes MyBudget Loans (a mortgage and personal loan broker), MyDebtSolutions (a registered debt agreement administrator), and Bloom, a financial wellbeing programme for employers.

How MyBudget works with clients

Clients come from every situation — living pay to pay, carrying debt, saving for a home, managing irregular income, or simply wanting the mental load lifted. The approach is the same: understand the real numbers, build a plan that fits the actual life, and stay alongside the client while it runs.

Every conversation is confidential, and the first appointment is free and obligation free.

Diversity and reporting

MyBudget publishes a gender pay gap report as part of its industry benchmark reporting, describing it as a commitment to recognising and valuing talent fairly regardless of gender.

Important information

MyBudget is a budgeting and money management service, not a licensed financial adviser. It does not provide personal advice about investments, superannuation, insurance or financial products.

Get in touch

Call 1300 300 922, Monday to Thursday 8:00am – 8:00pm, Friday 8:00am – 6:30pm, Saturday 8:30am – 5:00pm and Sunday 9:30am – 5:30pm (AEST).

Who founded MyBudget and when?

MyBudget was founded in 1999 by Tammy Barton, who was just 22 years old at the time.

What inspired Tammy Barton to create MyBudget?

Tammy Barton created MyBudget after witnessing the profound impact financial stress had on people's lives while working at a debt collection service. She recognized that traditional banking wasn't necessarily helping people achieve financial stability and believed people needed a different set of tools—a solid system and caring support—to plan for the future with confidence.

What is MyBudget's purpose?

MyBudget's purpose is to help Australians live a life free from money worries, working with clients in a confidential, respectful and caring way to help them fast-track their financial goals.

What are MyBudget's three core values?

MyBudget's three core values are Financial Responsibility (acting in clients' best interests and providing solutions that meet their financial goals and needs), We Care (supporting clients compassionately and authentically, without judgment, and responding to their needs with empathy), and We Make a Difference (delivering tailored solutions that enhance clients' lives and support a culture of success).

What does Tammy Barton say about the connection between money and life?

Tammy Barton states: "Money is inter-connected with almost all parts of our life. Which is why the way in which we manage our money has such a big impact on the way that our life turns out."

How long has MyBudget been helping Australians with their finances?

According to the page, MyBudget has been helping Australians live free from money worries since 1999.

How does MyBudget describe its commitment to its community and workforce?

MyBudget recognizes that a thriving workforce and truly global team is built upon the pillars of holistic wellness, a vibrant culture, and a deeply ingrained commitment to diversity and inclusion.

What kind of impact is MyBudget passionate about beyond individual client work?

MyBudget is passionate about improving financial health in the community, including championing financial literacy for children and developing client support and advocacy programs.

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