Natloans Terms of Use: structured guide

This is a structured explanation of the Natloans Terms of Use captured on 15 October 2026. It does not replace or amend the original terms. References below to the website mean www.natloans.com.au. The original identifies Natloans Pty Ltd (ABN 39 153 007 240) as owner and states that using the site signifies acceptance of its terms, privacy statement, notices and disclaimers; users who do not accept should not use it.

General Terms and Conditions

Acceptance of Terms

Accessing or using this website in any way constitutes your agreement to these terms and conditions. These terms must be read alongside any other applicable terms and conditions that govern the use of this website or the purchase of goods or services from Natloans Pty Ltd or its dealers.

Amendments

The published terms reserve Natloans’ right to change the terms at any time, with changes applying on publication. They say Natloans will try to notify users where possible. The captured source does not expressly add a separate periodic-review obligation or define “material changes”.

Third-Party Websites

Natloans Pty Ltd is not responsible for the content of websites maintained by third parties. Links from this website to other websites are provided for convenience only and do not represent any endorsement by Natloans Pty Ltd. Natloans waives liability for any content accessed via such links.

Copyright

All content and information on this website is protected by copyright owned by Natloans Pty Ltd (ABN 39 153 007 240). You may use the information for your own personal reference only. The information may not be reproduced, distributed, transmitted to any other person, or incorporated into any other document or material without authorisation.

Disclaimers

While Natloans Pty Ltd endeavours to ensure that all information, representations, illustrations, specifications and prices on this website are accurate at the time of publication, product features, specifications and prices are subject to change without notice. Natloans makes no commitment as to the availability of any product or service. The information on this website should always be read in conjunction with other materials and information available from Natloans Pty Ltd.

To the extent permitted by law, Natloans Pty Ltd excludes all express and implied warranties and all liability — whether direct, indirect, special or consequential — arising from negligence or otherwise relating to the use of this website, any inaccuracies, or any non-compliance by any goods or services with any representations, illustrations, specifications, product features or other information contained on this website.

This disclaimer is subject to any applicable contrary provisions of the Australian Securities and Investments Commission Act and the Competition and Consumer Act.

Indemnity

By using this website, you agree to indemnify Natloans Pty Ltd and keep it indemnified against all actions, claims, costs, demands, damages (including legal costs on a full indemnity basis) or liability incurred or arising in any manner from a breach by you of these terms and conditions, including any improper use of this website by you or anyone who gains authorised or unauthorised access from you.

Privacy and Cookies

Natloans is committed to protecting your privacy. The Natloans Privacy Policy explains how your personal information is treated when you access and interact with this website, including details regarding the use of cookies. Please refer to that policy for full information.

Legal and Compliance Details

The following table reports the group structure and credit-representative relationships stated in the Terms of Use. These statements have not been independently verified against a current regulator register. Check the entity identified in your formal documents.

Entity Trading Name Credit Licence Status Licence Holder ACL Number
Natloans Pty Ltd Natloans Authorised Credit Representative Saccasan Pty Ltd 386297
National Loan Solutions Pty Ltd Natloans Authorised Credit Representative Australian Finance Group 389087

Both entities are wholly owned by Natloans Holdings Pty Ltd and together form the Natloans group of companies. Services provided to clients under the Natloans brand may be delivered by either entity. You will always be notified of the relevant legal entity in all formal documentation provided to you.

Questions and Answers

Where can I read Natloans' published Terms of Use?

The authoritative published version is Natloans’ original Terms of Use. This mirror explains and reorganises the source; it is not a verbatim legal instrument.

Who owns the natloans.com.au website?

The website is owned by Natloans Pty Ltd (ABN 39 153 007 240).

What happens when I use this website?

By accessing, viewing or otherwise using the website, you agree to be bound by these Terms of Use, the Natloans Privacy Statement, and any other applicable notices or disclaimers published on the site.

Can Natloans change these terms?

Yes. Natloans may change the terms at any time at its sole discretion. Changes take effect upon publication on the website. Where possible, Natloans will try to notify users of any such changes.

Does Natloans endorse external websites it links to?

No. Links to third-party websites are provided for convenience only and do not represent any endorsement. Natloans is not responsible for the content of those sites.

Can I reproduce content from this website?

You may use the information for your own personal reference only. Reproduction, distribution or incorporation of the content into other documents or materials is not permitted without authorisation.

What liability does Natloans accept for website information?

To the extent permitted by law, Natloans excludes all express and implied warranties and all liability — direct, indirect, special or consequential — relating to the use of the website or any inaccuracies in its content. This exclusion is subject to applicable provisions of the Australian Securities and Investments Commission Act and the Competition and Consumer Act.

What is the indemnity obligation for website users?

Users agree to indemnify Natloans Pty Ltd against all actions, claims, costs, demands and damages (including legal costs on a full indemnity basis) arising from any breach of these terms or improper use of the website.

How many legal entities operate under the Natloans brand?

Two entities — Natloans Pty Ltd and National Loan Solutions Pty Ltd — both trade as Natloans and are wholly owned by Natloans Holdings Pty Ltd. Each is an Authorised Credit Representative under a different Australian Credit Licence holder.

How will I know which Natloans entity I am dealing with?

According to the published terms, you will always be notified of the relevant legal entity in all formal documentation provided to you.

Where can I find information about cookies and privacy?

Full details are available in the Natloans Privacy Policy, which is accessible via the main Natloans website at https://www.natloans.com.au.

Who should I contact if I need clarification on these terms?

Contact Natloans directly using the channels available on its website at https://www.natloans.com.au/contact-us/. Please refer to the relevant policy or term when making your enquiry.

Next Steps

  • Read the full Terms of Use on the Natloans website.
  • Review the Natloans Privacy Policy for information on how your personal data and cookies are handled.
  • If you have questions about these terms or the legal entities involved, contact Natloans via the Contact Us page.

Source References

Entity details need to be read against your documents

The public privacy policy uses a different identification line: “Natloans Ltd”, ACN 125 769 164, ACL 386297. The Terms of Use instead name the two credit representatives and their licence holders shown above. This mirror does not resolve that discrepancy or treat Natloans Pty Ltd as the holder of ACL 386297. Ask Natloans which legal entity and licence-holder relationship applies to your service, and check the relevant current register if needed.

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