Credit-file and vehicle reports: services and prices

This page explains the credit-file and vehicle-report services advertised by Natloans. The listed prices were observed on 15 October 2026. Follow the original Natloans service page to confirm current availability, inclusions, price and ordering steps. This mirror does not take payments or deliver reports.

Available Services

Natloans offers three individual services and one combined package on this page. The table below summarises what was listed at the time of retrieval.

Service Listed Price (as at 15 Oct 2026) What It Provides
My Credit File $19.95 A copy of your personal credit file
Car Valuation $14.95 The value of a specific vehicle before purchase
Car Facts $9.95 Important background information about a specific vehicle before purchase
3-in-1 Package $29.95 My Credit File + Car Valuation + Car Facts combined

Please confirm all prices and terms on the live Natloans page before ordering. The figures above reflect the page as retrieved and are not independently verified as current.

My Credit File

The My Credit File service allows you to obtain your own copy of your credit file. Your credit file contains information that lenders and other credit providers use when assessing applications, so having your own copy lets you review what is recorded about you before applying for finance.

The listed price for this service was $19.95 at the time of retrieval (15 October 2026). Confirm the current price and any associated terms directly on the Natloans page before proceeding.

Car Valuation

The Car Valuation service is described on the Natloans page as a quick and easy way to obtain the value of a car before you consider purchasing it. This can be a useful step when budgeting for a vehicle purchase or when comparing asking prices.

The listed price was $14.95 at the time of retrieval. Confirm current pricing and what is included in the valuation report directly with Natloans before ordering.

Car Facts

The Car Facts service is described as a quick and easy way to obtain important information about a car before you consider purchasing it. The nature of the information provided should be confirmed with Natloans, as the source page does not specify the exact data fields included.

The listed price was $9.95 at the time of retrieval.

3-in-1 Package

The source lists the three-service bundle at $29.95. Its individual prices are $19.95 + $14.95 + $9.95 = $44.85, so the listed bundle saves $14.90, approximately 33.2%. The original “over $15” and “over 35%” claims are not supported by that arithmetic. These are dated observations, not current price promises.

Compare the current individual and package prices, what each report includes, and whether you need all three services before buying. A valuation is not a guarantee of sale price and an unspecified vehicle-information report should not replace inspection or appropriate vehicle checks.

How to Order

The source includes service choices and a “Your details” prompt, but this review has not tested a purchase or verified payment, identity-check or delivery steps. Use the original Natloans page and follow its current instructions. This mirror is an information page and cannot order or deliver a report.

  • Visit natloans.com.au/get-credit-file/
  • Select the service or package you require
  • Enter your details in the on-page form
  • Complete the purchase through the steps provided

If you have questions about the ordering process, delivery or what is included in each report, contact Natloans directly for clarification before purchasing.

Frequently Asked Questions

What services are listed on Natloans' credit-file page?

The page lists four options: My Credit File, Car Valuation, Car Facts and a 3-in-1 combined package. Check the original service page for the current price, terms and purchase process before ordering. Source: natloans.com.au/get-credit-file/

Do I need to use the original Natloans page to order a report?

Yes. You must follow the steps on the original Natloans page to review and complete any interactive purchase steps. Reading this summary does not order or deliver a report. Source: natloans.com.au/get-credit-file/

How much does the My Credit File service cost?

The listed price at the time of retrieval (15 October 2026) was $19.95. Confirm the current price on the live Natloans page before ordering.

What does the Car Facts report cover?

The source page describes it as providing important information about a car before purchase. The specific data fields included are not detailed on the page as retrieved; confirm what is included with Natloans before ordering.

Is the 3-in-1 package better value than buying separately?

At the captured prices, the package costs $14.90 less than the $44.85 individual total, a saving of about 33.2%. It may only be useful value if you need all three services. Confirm current prices and report inclusions; the source’s higher percentage and dollar-saving claims are arithmetically unsupported.

Can I buy just one service rather than the package?

Yes. The page lists each of the three services — My Credit File, Car Valuation and Car Facts — as individual purchases, as well as the combined package option.

Why might I want to check my credit file before applying for a loan?

Reviewing your credit file before applying for finance allows you to see what information lenders are likely to see, identify any errors, and understand your credit position. Natloans offers the My Credit File service for this purpose. For personalised advice about your credit situation, contact Natloans directly.

Why might I want a Car Valuation or Car Facts report before buying a vehicle?

The Natloans page describes the Car Valuation as a way to understand a vehicle's value before purchasing, and Car Facts as a way to obtain important background information about a specific vehicle. Both can support more informed purchasing decisions. Confirm what each report includes with Natloans before ordering.

Source Reference

The information on this page is sourced from the Natloans public website at natloans.com.au/get-credit-file/, retrieved 15 October 2026 (page published 23 September 2025, last modified 5 August 2026 per source metadata). Prices, terms and service details should be confirmed on the live page before any purchase is made.

Free credit-report access

Paid services are optional. The OAIC explains the circumstances in which you can obtain a free credit report, including once every three months. Check the reporting body’s own access process and compare the paid service’s inclusions before ordering.

OAIC: access your credit report (checked 15 October 2026).

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